THE COLLAPSE OF THE AMERICAN LUXURY HOME MARKET 2022-2032!

The coming collapse of the " Little Caesar"  luxury homes will be a new shock to the real estate market.  We currently have 2,357 million homes valued at million dollars plus homes. The luxury market is entering into the "Greater Fool Theory of Investing".

 According to the new book, The Bubble That Broke The Bank we have entered into a recessionary phase of the luxury market. The market will be going down for the next 5 years. This will force sellers who have overpriced homes into a crash market.

 They need luxury buyers fools to buy their properties. Many luxury homes have high insurance and property taxes. Many luxury homes are frozen with high monthly costs and no buyers. We will start to see price reductions from $ 1Million to $10 Million dollars. Real estate brokers are working on new incentives to attract buyers who will become the greater fools of real estate investing.

 These homes are located in 22 cities in four major states: California(950,959), New Jersey( 100,000),  Mass. (63,256). and Connecticut (50,436). We have about 3% of all homes classified as million-dollar homes. Only 16% of American millionaires own million-dollar homes. Currently, 83% of all millionaires own homes that cost between $400,000 to $600,000.

The "Million Dollar Listing" will devaluate by 50% over 10 years. These homes will become low-performing investments. These homes are facing three major problems:

(1) Aging baby boomers who want to downsize their homes due to high costs of taxes, insurance, repairs, and maintenance;

 (2) The new 2023  tax laws have hit the coastal cities with higher taxes and taxpayers fleeing these high-tax areas; 

 (3) the Chinese and foreign markets are going into a deleveraging of assets. Chinese investors are facing a new emerging currency control of taking out only $10,000 US dollars.

The luxury home market must sell their homes at a 50% discount. The homes may face even lower discounts. These luxury homes have a very small market of buyers who make from $500,000 to $800,000 qualifying criteria. The majority of Americans can't afford these homes. This is a fantasy for lottery dream sellers.

 Currently, there is a large shadow inventory of homes that are coming to market. These homes are increasing the supply of homes and the decrease in demand is imploding the market. 

The millennials are not interested in old luxury homes. They are looking for new luxury homes that represent a different view of luxury. They are looking for a customized home that represents a comfortable view of ownership.

 The American and International real estate agents will be facing a 50% decline in commissions and fees. This part of the real estate market will end up only having 10% top producers. We estimate about 90% of luxury brokers will seek new areas of real estate. This will last for 10 years.

The Chinese investor market will be facing the new economic reality of a deleveraging economy. The Chinese economy will face higher tariffs, currency controls, and a collapsing American luxury market.

 This means that their current luxury home investment has depreciated by 50%. This money will be lost for 10 years. Chinese investors understand the coming changes in China! The Great Bear Market Real Estate, 2022-2026 is the most dangerous period for investment in Luxury homes. Buyer Beware, and Real Estate agents run for your life.

THE COMING COLLAPSE OF THE U.S. DOLLAR !

The coming collapse of the U.S. Dollar and the Tariff Trap are creating a new reaction to the new inflationary environment. The 15-year cycle started in 2017 and will go until 2024. There will be a 

50 % decline against the Euro and Yen. According to leading trackers of The Bisset Hedge Fund Group, this will signal the end of the strong dollar. The existence of a 15-year cycle defies the logic of the great Deflation in the United States. The United States has gone through a period of deleveraging assets for the last 10 year.

The two currencies growing at 14% per year are both the Euro and the Yen. The Euro and Yen will gain close to 50% over the period of 7 years. The consequence of this new appreciation will allow all investment that are denominated in Euro and Yen to have the highest rates of return. This signals the fact that Japan and Economic Union will have unexpected larger rates of return. The banks are out of touch with the great currency shake-up

The goods and service of the American economy will be cheaper due to the depreciating dollar.  But in a world where tariff wars make it more expensive to buy goods and service. China is going through a negative business cycle that will collapse International  GDP by 40%. The American importer will pay more for Chinese goods and Chinese will not benefit by holding US dollars. The American exporter will be selling at cheaper prices but the holder of the US dollar will lose 50% of their investment. The Currency risk is now a major factor in dealing with international countries.

The new Hall of Mirror will reflect shifting values for American denominated investments. The rising inflation coming through rate hikes and higher wages will begin a new 20 year cycle of inflationary wildfires The gold investor will have to hold gold denominated in Euros to gain maximum returns. How will you know that this will happen? Just track dollars against Euros and Yen. 

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The Keys to the Shadow Banking System: POLITICAL JUDO: THE ART OF WINNING POLITICAL ELECT...

The Keys to the Shadow Banking System: POLITICAL JUDO: THE ART OF WINNING POLITICAL ELECT...: WHAT IS POLITICAL JUDO?  POLITICAL JUDO IS THE APPLICATION OF JUDO INSIGHTS INTO WINNING POLITICAL ELECTIONS. POLITICAL JUDO TEACHE...

POLITICAL JUDO: THE ART OF WINNING POLITICAL ELECTIONS!

WHAT IS POLITICAL JUDO?

 POLITICAL JUDO IS THE APPLICATION OF JUDO INSIGHTS INTO WINNING POLITICAL ELECTIONS. POLITICAL JUDO TEACHES A VERY SUBTLE PHILOSOPHY OF USING LEVERAGE TO OVERTHROW A POLITICAL OPPONENTS ISSUES. 

POLITICAL JUDO USES THE FOLLOWING GUIDEPOSTS TO THROW AN OPPONENT:

A. POLITICAL JUDO USES AWARENESS OF FIGHTING POLITICAL STYLE. EACH OPPONENT HAS A FIGHTING STYLE AND MUST BE DEFEATED BY FLIPPING HIS FIGHTING STYLE.

B. POLITICAL JUDO USES POLITICAL ALIGNMENT OF AN ALL OUT ATTACK ON THE OPPONENT. EVERY ASPECT OF THE POLITICAL CAMPAIGN MUST BE TRAINED TO FIGHT IN ALIGNMENT OF FIGHTING STYLE.

C. POLITICAL JUDO MUST CREATE A STATE OF ENGAGEMENT WARFARE. ALL ENGAGEMENT FROM DEBATES TO PHONE CALLS ARE A SYMBOL OF AUDIENCE OR VOTER ENGAGEMENT.

D. POLITICAL JUDO CALLS FOR VICTORY THROUGH ACTION. POLITICAL ACTION IS THE OUTCOME OF ALL ATTACKS.  THESE ATTACKS ARE THE ESSENCE OF VICTORY.

 THE PURPOSE OF JUDO IS NOT TO EDUCATE YOUR OPPONENT BUT TO ACHIEVE SUBMISSION. THERE IS NO SUBSTITUTE FOR VICTORY!

 VOTERS MUST UNDERSTAND THAT YOU HAVE EARNED A CLEAN THROW AND SUBMISSION HOLD AND YOU ARE THE  WINNERS!.

POLITICAL JUDO IS THE ART OF MAXIMUM  EFFICIENCY WITH MINIMUM RESOURCES. POLITICAL JUDO TEACHES THE ART OF FLIPPING THE OPPONENT AND BREAKING HIS CENTER OF GRAVITY. THE GOAL OF POLITICAL JUDO IS TO ACHIEVE POLITICAL SUBMISSION OF AN OPPONENT.

POLITICAL JUDO USES FUNDAMENTAL THROWS AND GRAPPLING TECHNIQUES TO DOMINATE THE POLITICAL LANDSCAPE. POLITICAL JUDO USE OFFENSIVE THROWS TO DEFEAT AN OPPONENT AND INCREASE VOTER SHARE. THE USE OF PRESSURE POINTS AND ARMLOCKS INCREASES CONTROL OF THE OPPONENT. POLITICAL JUDO USES COUNTER-MOVES IN COMPLIANCE WITH GAME THEORY TO COUNTER WITHOUT THINKING.

POLITICAL JUDO TEACHES THE VALUE OF HAVING ONE MIND VERSUS A FOX MIND. THE ONE MIND TEACHES A RUTHLESS APPLICATION POWER OF FOCUS OVER AN OPPONENT. THE OPPONENT WILL BE FORCED TO DEVELOP A FOX MIND AND GO INTO SEVERAL DIRECTIONS.

HOW DOES POLITICAL JUDO CHANGE THE CANDIDATE MATRIX? POLITICAL JUDO CHANGES THE DIRECTION, MOTION, RESPONSE AND USE OF AVAILABLE RESOURCES IN THE FOLLOWING AREAS:

1. CREATIVE  CANVASSING: THE USE OF INNOVATIVE TECHNIQUES TO REACH AND MEASURE VOTER RESPONSES USING IPADS. GIVING SPECIAL INFORMATION TO POSITIVE VOTERS TO REINFORCE THEIR BEHAVIOUR.

2. INTEGRATED CRM TO FIND POINTS OF POLITICAL INTERSECTION AND NETWORKING WITH THE VOTERS. USING POSITIVE REINFORCEMENT TO CREATE AN EXPECTATION OF SPECIAL VIP DAY FOR VOTERS.

               

         3. CALLING VOTERS TO FIND UNKNOWN INFORMATION ABOUT THEIR KNOWLEDGE OF POLITICAL OPPONENTS. USING ADVANCED INTERVIEW TECHNIQUES TO FIND MONEY AND NETWORKS.

        4. TEXTING VOTERS TO ESTABLISH FUTURE POINTS OF POLITICAL ENGAGEMENT AND FUNDRAISING EVENTS. USING MOVIE THEATER SCREENS TO MARKET SPECIAL MESSAGES AND OPPORTUNITIES FOR VOTERS.

                   5. ANALYTICS OF VOTERS WHO PROVIDE A DEMOGRAPHIC ANALYSIS AND FRACTAL ANALYSIS OF THE EDGES OF VOTER PARTICIPATION.

6. VOTER FILES TO TRACK POLITICAL DONORS AND VOLUNTEERS TO FIND NEW OPPORTUNITIES.

                7. DATA ENHANCEMENT WHICH FORECASTS AND PROJECTS POSSIBLE VOTER PARTICIPATION RATES. THE EVALUATION OF VOTERS WHO WILL RESPOND TO NEW POLITICAL EVENTS.

  8. CREATIVE  FUNDRAISING TO REACH VOTERS BY USING INNOVATIVE POLITICAL MARKETING  TECHNIQUES. CREATING A TANGIBLE AND INTANGIBLE REWARD SYSTEM FOR VOTERS.

9.  MAGICAL EVENTS WHICH LEAD TO VOTER EXPECTATIONS OF TRANSFORMATION. ALLOWING VOTERS TO EXPERIENCE A VIRTUAL EXPERIENCE OF NEW WORLD OF VOTER UNIVERSE. THE CREATION OF VOTER UNIVERSE OF MAGICAL EVENTS.

10. THE INTEGRATION OF COMPETITIVE INTELLIGENCE TEAM TO RESEARCH THE REAL FOUNDATIONS OF THE CANDIDATE. THE RESEARCH  TEAM WILL USE ESTABLISHED INTERNET SOURCES AND NINJA SOURCES.

                                       11. DIGITAL JUDO MARKETING TEAM TO INTEGRATED THE FOURTH INDUSTRIAL REVOLUTION PARADIGM WITH NEW SOCIAL MEDIA PLATFORMS.

POLITICAL JUDO IS CREATING A CAMPAIGN THAT IS FORCING A CHANGE OF THE STATUS QUO. POLITICAL JUDO USES POSITIVE CONFLICT AS A CREATIVE FORCE. IT IS POLITICAL MARKETING THAT CREATES THE ULTIMATE OVERTHROW OF THE OPPONENT.  

NEW BOOK ON KING KAMEHAMEHA !

Dr. Charles S. Herrera will be publishing a new book called the Kamehameha Diaries. This exciting new book will introduce revealing history to the American Public. Many Americans have never been exposed to the secret history of Hawaii. This revealing book will trace the epic heroic cycle of Kamehameha to the founding of his own dynasty. Kamehameha bones were buried in the caves of Kaloko in the Northern part of the Kona West coast of the Big Island of Hawaii. The Kamehameha Diaries records the secret kahuna chants and hidden military knowledge of the battles and secret kahuna omens of battle. The Diaries disclose Kamehameha's beautiful wedding on the Waikiki beach. The secret road to Hana is the essence of Maui. The Diaries disclose a rare collection of letters, journal, newspapers, and original manuscripts.

The Kamehameha Diaries gives a rare insight into the leadership of Kamehameha.  This is the first time we have a new view of Kamehameha as a political leader and his role in the assassination of Captain Cook. The ultimate irony is that Kamehameha was poisoned by his own wife! Kamehameha Diaries explore the traditional Hawaiian culture of kapu and punishment. The Kamehameha Diaries reveal the original "Temple of Doom" on the mysterious island of Molokai. Chief Kahekili unleashes savage vengeance on Kamehameha through is cannibal ghost dogs, evil kahunas, and the living dead night marchers. The epic battles of conquest on the island of Maui and Oahu create a new evolution of Hawaiian warfare.

Dr. Charles S. Herrera was awarded 2018-2019 outstanding History Professor by the Maricopa Community College District. Dr. Herrera is a History Professor at Paradise Valley College. Dr. Herrera has over 20 years of experience. He is currently working on a new Las Vegas screenplay on the early days of Las Vegas. He will be writing a new book on Technological Capitalism in the 21st Century. The Fourth Industrial Revolution has created a new existential reality for every American in the 21st century.

FINANCIAL INVESTMENTS FOR 2020! WELCOME TO THE UPWAVE!

The Financial Upwave has started in 2017 and we will experience a new American Renaissance lasting 26 years. This will begin a historical rise in the American economy and last until 2044. This is the beginning of a new era.  What is the 5th Upwave Renaissance?

1. COMMODITY PRICES SOAR.
2.. THE NOUVEAU RICHE RETURN.
3. BUYING ON CREDIT BOOM.
4. INTEREST RATES RISE.
5. PROPERTY PRICES RISE.
6. WAGES RISE: UNIONS GROW IN POWER!
7. STOCK MARKET FORTUNES.

WHAT ARE THE TOP TEN INVESTMENTS OF THE FUTURE?

1. POWER OF DIVIDENDS
2.  COMPOUND INTEREST
3. EQUITIES
4.  COLLECTIBLES
5.  COMMODITIES
6.  REAL ESTATE
7.INSURANCE
8.  NATURAL RESOURCE INDUSTRY
9.   WEAK DOLLAR
10. GOLD AND SILVER INVESTMENTS

WHAT ARE THE FACTS ABOUT INTEREST RATES:

1. SIDNEY HOMERS EPIC WORK ON INTEREST RATES: 3,000B.C. TO 350 A.D.  INTEREST RATES WERE FROM 4% TO 15%!

2. HIGHEST INTEREST RATES IN THE 20TH CENTURY?

5 1/2% IN 1979, 1980, 1981, 1982

3. LOWEST INTEREST RATES IN 20TH CENTURY?

1 1/2% IN 1945.

4. LOWEST PRIME RATES AT 1.50% IN 1935, 1940, 1945, 1946.

5. HIGHEST PRIME RATES AT 18.87% IN 1981

6. LOWEST HOME MORTGAGE RATES AT 4.70% IN 1945.

7. HIGHEST HOME MORTGAGE RATES AT  16.31% IN 1981.

REMEMBER, POLITICAL EVENTS REINFORCE ECONOMICS.

The Keys to the Shadow Banking System: DIGITAL DOCTORATES IN THE 21ST CENTURY!

The Keys to the Shadow Banking System: DIGITAL DOCTORATES IN THE 21ST CENTURY!: We have entered the Fourth Industrial Revolution which has revolutionized the 21st Century. The traditional 20th Century Ph.D. is stuck in t...