Tuesday, October 4, 2022

The Great American Barbecue: How to Survive and Prosper in the Real Estate Crash: 2023- 2026!

The new book The Great American Barbecue: How to Survive and Prosper in the Real Estate Crash: 2023-2026 opens up new opportunities from the real estate crash. Whether you're worried about the value of your home, your stock portfolio, or your 401k, you will find new answers. In clear, easy-to-understand terms, this book goes into the end of the Bull Market. 

This is the first time the book reveals the key formula in determining the depth and magnitude of the bursting housing bubble of the Bull Market. This book gives unique strategies to deal with stocks, bonds, oil, commodities, currency, and precious metals. 

Moreover, the book reveals money-making strategies to use for the coming Bear Market. It will explore why the Bear market is one of the dangerous phases of real estate investing. The actual timetables are given to the reader to time the various money-making strategies.

 The book reveals the key indicators of a housing crash. It solves essential financial puzzles that will allow the reader to deal with the coming devaluation of home prices. It describes the skyscraper index and how the tallest building in the world signals a major downturn.

 It uses the inverted index to disclose the future of interest rates. According, it looks toward a revolutionary new formula to time the coming real estate events. It uses copper and lumber and the great hurricanes to show a pattern of future price declines.

How will you survive the crash?  The book introduces the reader to the Real Estate spider web. The spider web is a chain reaction of companies that will follow the housing and apartment collapse. The spider web gives the reader an investment list of companies that will be hit hard by the real estate-induced recession. These companies will lose over 30% of their value on the stock market. 

The book allows the reader to explore the greatest opportunity of the Real Estate Bust. The recovery phase is the key to developing the next million-dollar fortunes. This hidden phase is often disguised to the average American and they mistakenly believe the bust will go on forever.

 The timing of the recovery phases allows for extraordinary bargains. This is the phase that allows real estate investors to buy real estate at below wholesale prices. The bust period allowed for a collapse of the overvalued homes and apartments and hit all-time price lows. The recovery creates long time investments and future legacy wealth.

Finally, the book gives a list of the top star cities of the future. These are the cities that will grow the fastest and have high employment and higher real estate appreciation. The top 10 cities will become the new avant-garde cities of cultural and economic progress.

 The book allows the reader to explore the nightmare of the real estate bust with the merging of glorious recovery. The future will become a haven of wealth and opportunity in the new America. Dr. Charles S. Herrera's new book tracks an exciting period in American History. 

Sunday, April 19, 2020

The Keys to the Shadow Banking System: COLLEGES AND UNIVERSITIES NEED TO ADOPT A GOLD STA...

The Keys to the Shadow Banking System: COLLEGES AND UNIVERSITIES NEED TO ADOPT A GOLD STA...: \ The new reality for higher education is the adoption of a Gold Standard to deal with the Coronavirus Pandemic. We need to establish...

COLLEGES AND UNIVERSITIES NEED TO ADOPT A GOLD STANDARD HEALTH STANDARDS!

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The new reality for higher education is the adoption of a Gold Standard to deal with
the Coronavirus Pandemic. We need to establish a "clear, consistent, transparent " protocols for the higher education community. Colleges and Universities cannot open their campus unless they develop an implemented system on the campus.

 There cannot be any exceptions to opening the campus in a timely and uniform manner. We need to develop five levels of transparent standards for on-campus teaching. These five standards are an outline that can be adjusted for any college or university in the United States.

STANDARD ONE: CONTROL ALL INBOUND POSSIBLE INFECTIONS ON THE COLLEGE CAMPUS.

 This means that colleges and universities will become exclusive communities that have a restrictive membership. The campus security will monitor and adjust anyone coming in the campus environment that is a visitor, family member or non-students. Campus security will use restrictive ID'S and photographic recognition software to verify every one of the campuses Those individuals that cannot produce university ID will be escorted off-campus.







STANDARD TWO: THE MAJOR GROUPS OF STUDENTS AND PROFESSORS, ADMINISTRATION, STAFF, CUSTODIAL WORKERS, CAFETERIA WORKERS WILL BE SUBJECT TO HEALTH TESTING AND CONTACT TRACING.

 Essentially, The college community will be subject to health testing and determine the health status of each member of the community. Students will fill out questionnaire and register place of residence that is fed into a computer database.

 The faculty will register and have health testing for corona-virus. Students and faculty be subject to quarantine if the test is positive and creates a moral hazard for the community. The university community will be  issued restrictive ID and mask, gloves and
social distance for each building.







STANDARD THREE: THE UNIVERSITY SECURITY WILL BE THE FOCAL POINT OF UNIVERISITY ENFORCEMENT OF RESTRICTED ID.

The University campus security will be responsible for registering each Student and Faculty ID. Their database will be used for all members of the University community. The campus police will set up University signage and clear communications with the community. The campus police will use the same standards to regulate library, bookstore, gym, sports, clubs, and vendors coming on to the campus. 









STANDARD FOUR: THE UNIVERSITY CLASSROOM WILL BE THE FOCAL POINT OF THE UNIVERSITY TRANSFER OF KNOWLEDGE. COLLEGE PROFESSORS WILL HAVE ALL RIGHTS UNDER THE CODE OF ACADEMIC FREEDOM AND ACADEMIC INDEPENDENCE. 

The students who are enrolled in the class will be subject to all health standards determined by the new college policies. The Professor has total control of all academic materials and the use of academic freedom in the classroom. Each classroom will have a computerized check-in and will be verified by the computer database. There will be no administration limitation on the role of academic freedom in the classroom 










STANDARD FIVE: THE UNIVERSITY ADMINISTRATION WILL SET UP AN APPEAL BOARD FOR ALL MEMBERS OF THE UNIVERSITY COMMUNITY. 

The problems of injustice, inequality, and unfairness are part of the democratic search for equality in the university community. The university community has the right to appeal unfair decisions and seek redress for acts that are arbitrary and discriminatory. The President of the College will be head of the board. The appeal can be overturned by civil and criminal trial courts. No constitutional rights ae waived by the university community.




Essentially, the purpose is to open up the colleges and university for the students. We will be rebranding the experience based on health standards. The purpose is to use design teams to create a transparent university community. We want all students to learn and professors to teach on their professional levels of expertise. This is only designed as a series of guideposts to deal with the Corona-virus Pandemic.

Monday, March 9, 2020

THE CORONA VIRUS PUBLIC HEALTH WAR MODEL!



The Corona Virus has created what Arnold Toynbee called the challenge and response model. The new challenge of the Corona Virus has created a series of Herculean challenges for the American economy and society. The old world of social and economic stability is under attack and will need an effective response to the Corona Virus.  We are at the beginning phase of the Public Health War. This war will require the American Federal Government to mobilize the American Public.

What is the new Corona Virus Pandemic Model?

 The First element of this model is the actual scientific understanding of the characteristics of the virus. The virus is based on a unique transmission and stability factors. 

The transmission is based on the geometric rate of infection based on the exponential level of growth. This means that the virus moves from individual cases and forms a cluster of infection. The cluster of inflection grows at a geometrical rate of growth. There is a doubling process every 3 to 6 days. This creates the global statistics of  1 billion infections and 230 million serious cases. The United States will have a possible infection rate of 90 million Americans and 2 million dead.

The medical reality is that the United States as not been able to stop the transmission rate under 1.0. We will be hitting a " arnot" rate of 6 to 9 individuals. This means that for every infected American will spread this to 6 to 9  other individuals. This will multiply to other individuals. 

The Public Health consequences are the collapse of hospital beds and crowding out of quarantine facilities. The lack of hospitals with capacity will result in the continuing spread of the virus. The Federal Government needs to build hospitals now and plan Femma based housing for homeless Americans. 

The Second element is the American Economic Tradeoffs in the American economy. The United States will see a deflationary shock to the stock market. The stock market will be in a free fall for at least 2 years. This means that daily life will be slowing down. The entire American economy will experience a slow-motion slowdown. 

Danny Dorling, Oxford Professor, has outlined the global impact of the great de-acceleration hitting the world. The American stock market will have 2 quarters with zero earnings growth!





 The question becomes what do the American people value money or individuals? The economy will hit new lows and collapse in energy prices. The corporate establishment will have to make plans for public health investments.

 The Federal Reserve model of both business and government participation can be converted into Corporate investment and Federal Government. health model. This is the major trade-off for the investment community's responsibility for being a corporate citizen in the United States.


The Third element is the active role of the Federal Government to create a new Public Health War Model. President Trump needs to set up a war room to plan to attack the spread of the virus and the containment of the virus. There needs to be emergency funding and creative solutions to expanding the role of the Federal Government in this 3-year war.

 The President needs to activate a series of New Deal type legislation working with Congress and pass the Public Health Funding Program. The Federal Government needs to hire marketing firms to educate the American public on the dangers of this virus.



Sunday, June 16, 2019

The Keys to the Shadow Banking System: THE RISE OF THE AMERICAN PROMETHIAN ENTREPRENUR CL...

The Keys to the Shadow Banking System: THE RISE OF THE AMERICAN PROMETHIAN ENTREPRENUR CL...: The United States of America is in the process of creating a new class of Promethean entrepreneurs. Dr. Herrera 's new book Ameri...

THE RISE OF THE AMERICAN PROMETHIAN ENTREPRENUR CLASS!




The United States of America is in the process of creating a new class of Promethean entrepreneurs. Dr. Herrera 's new book American Prometheus: the Fire Bell of Revolution: 2020-2030 challenges our outdated ways of thinking about technological innovation. Dr. Herrera explains why Promethean innovations are now forming the essential infrastructure of technological capitalism.





This new class of American entrepreneurs has replaced the 20th-century middle-class entrepreneurs.
The old middle-class industrial capitalism has been replaced by 21st-century technological capitalism. The "fast future " of accelerated technological changes is based on a revolutionary paradigm shift from local and linear world-view to a global and internet connected world. This creates a generational 10x capability of using newer 21st Century technological tools versus the 2x generational ability to manipulate 20st-century technological tools.



We are now using exponentially new information technologies. The 20th Century middle class is locked into a much slower rate of change. The 20th Century politicians are unable to compete with the complex interaction between the millennial generation and exponential new technologies. Both Democratic and Republican politicians cannot deal with this massive reconstruction of American society. Dan Sullivan clearly echos this paradox, "Choose to make your Future bigger than your Past".


Why are the American politicians behind the "eight ball"? They are unable to create a political agenda that incorporates the massive changes that are driving the Fourth Industrial Revolution. They are slowing down the necessary progress to reconstruct American society. What do they not understand?


The Fourth Industrial Revolution is the foundation for the new Technological Capitalism This involves the following areas of changes: microcomputer, miniaturization, Execo-skeleton, internet world, robotics, autonomous car, medical implants, alternative energy, artificial intelligence,, industrial real estate, human 3 D printers, nanorobots, autonomous cars, cybercrime, biological programming, digital human brain, robotic people, aging revolution,  virtual reality and genetic shifting of DNA.

The new technological money will be created by a new cryptocurrency- Facebook will duplicate the success of the Chinese app WeChat for its American audience. Facebook will set up a new non-profit corporation incorporated in Switzerland.

 The idea of Swiss financial independence and neutrality will allow for a worldwide audience of consumers. The Facebook organization will be the promoters of the $ 2 Billion Libra "money". The Libra coin will allow individuals without bank accounts and credit to become part of the financial revolution.

 The new currency will be backed by a basket of currencies and major financial corporation which will allow for currency stability. The financial guarantee will most likely be denominated in  $300 to $500 million dollars of 30 year U.S. Treasury bonds. All accounts will be secured by the full faith and credit of the U.S. government.

What is the new Promethean mindset? The new entrepreneurs have harnessed the profound changes created by the Fourth Industrial Revolution. The Promethean entrepreneurs have developed an integrated mindset to reduce the complexity of change into an operational mindset of economic success.

 The 10X model generates incredible gains in a short period of time. This new 10X model is based on global internet and exponential growth of new information technologies. The "Fast future" has been reduced into a series of critical operations and allows for expansion of new 21st Century businesses.

The essence of the Promethean mindset is that it leads to simpler and more efficient solutions to technological complexity. People pay for simple solutions that make their lives comfortable and easier to deal with technological changes. The new business solutions are now ready for the marketplace and generate a path of wealth creation.